Best BMO Credit Cards (2026)

Compare all 4 BMO credit cards ranked by rewards, benefits, and annual fee value.

BMO official site

Mid-Tier BMO Cards

$1–$249 annual fee

BMO Escape

BMO Escape

Mastercard World

Fee
$150
Bonus
45,000 points
Base
1X

4X Flights · 4X Dining · 3X Hotels · 3X Travel

BMO Premium Rewards Mastercard®

BMO Premium Rewards Mastercard®

Mastercard World

Fee
$95
Bonus
35,000 points
Base
1X

4X Gas Stations · 4X Electric Vehicle Charging · 4X Grocery Stores · 4X Dining

No Annual Fee BMO Cards

$0 annual fee

BMO Business Platinum Rewards

BMO Business Platinum Rewards

Mastercard Standard

Fee
$0
Bonus
Up to 100,000 points
Base
1X

5X Telecom · 4X Office Supplies · 3X Gas Stations · 3X Electric Vehicle Charging

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.