MASTERCARDMastercard StandardBy invitation only

Synchrony Preferred Mastercard®

Terms checked against the issuer on October 10, 2026

At a Glance

Annual Fee
$0
Network
Mastercard Standard
Credit Required
Fair

Benefits & Perks

Insurance & Protections

2 protections
  1. Zero Liability on unauthorized transactions

    You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

  2. 24/7 lost/stolen card assistance worldwide

    Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.

Reviews & Analysis

Details & Terms

Media & Resources

Evidence Sources

SourceCitation
RewardsCC APIRewardsCC API
Issuer PageIssuer Page: Application status

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.