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MASTERCARDMastercard WorldBy invitation only

Synchrony Plus World Mastercard®

Annual Fee
$0
Source: Issuer Page

Terms checked against the issuer on October 10, 2026

At a Glance

Annual Fee
$0
Foreign Transaction Fee
3%
Network
Mastercard World
Rewards Currency
Cash
Point Valuation
1¢ (cash back)
Credit Required
Excellent

Earning Rates

  1. 1%

    All Other

Benefits & Perks

Insurance & Protections

1 protections

  1. Zero Liability on unauthorized transactions

    You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Reviews & Analysis

Details & Terms

Payment Terms

Purchase APR20.49%–33.24% (Variable)
Cash Advance APR23.49%–36.24% (Variable)
Foreign Transaction Fee3%

Media & Resources

Evidence Sources

SourceCitation
RewardsCC APIRewardsCC API
Issuer PageIssuer Page: Multiple card facts

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.