VISA

Visa Traditional

Self Visa Credit Card

Name: Self Visa Credit Card
Brand: Self
Price: 25 USD
Availability: InStock

$25

Annual Fee

At a Glance

Annual Fee

$25

Authorized User Fee

Foreign Transaction Fee

Network

Visa Traditional

Credit Required

Poor

Benefits & Perks

Insurance & Protections

Credit score monitoring

Track your credit score with detailed insights on what impacts your score, all in the Self app

Zero Liability on unauthorized charges

You won't be held responsible for unauthorized charges made in store, online, or via mobile device.

24/7 lost/stolen card assistance worldwide

Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.

Reviews & Analysis

Pros and Cons

Pros

+No hard credit check for approval
+Unsecured card (no security deposit required)
+Reports to all three major credit bureaus (Equifax, Experian, TransUnion)
+Credit limit based on savings in Self Credit Builder Account
+Combines credit building with forced savings habit
+Low $25 annual fee compared to many secured cards
+No foreign transaction fee (per RewardsCC API 2026-02-08)

Cons

-No rewards, cash back, or points earned on purchases
-Requires active Self Credit Builder Account with minimum $100 savings
-Low credit limits ($100-$3,000) based on savings

Details & Terms

Payment Terms

Purchase APR	26.99% (Variable)
Foreign Transaction Fee	$0
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source
—	—	View source

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Browse all card categories →Browse all card benefits →Browse all credit cards →

VISA

Visa Traditional

Self Visa Credit Card

$25

Annual Fee

At a Glance

Annual Fee

$25

Authorized User Fee

Foreign Transaction Fee

Network

Visa Traditional

Credit Required

Poor

Benefits & Perks

Insurance & Protections

Credit score monitoring

Track your credit score with detailed insights on what impacts your score, all in the Self app

Zero Liability on unauthorized charges

You won't be held responsible for unauthorized charges made in store, online, or via mobile device.

24/7 lost/stolen card assistance worldwide

Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.

Reviews & Analysis

Pros and Cons

Pros

+No hard credit check for approval
+Unsecured card (no security deposit required)
+Reports to all three major credit bureaus (Equifax, Experian, TransUnion)
+Credit limit based on savings in Self Credit Builder Account
+Combines credit building with forced savings habit
+Low $25 annual fee compared to many secured cards
+No foreign transaction fee (per RewardsCC API 2026-02-08)

Cons

-No rewards, cash back, or points earned on purchases
-Requires active Self Credit Builder Account with minimum $100 savings
-Low credit limits ($100-$3,000) based on savings

Details & Terms

Payment Terms

Purchase APR	26.99% (Variable)
Foreign Transaction Fee	$0
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source
—	—	View source

Explore More

Browse all card categories →Browse all card benefits →Browse all credit cards →

VISA

Visa Traditional

Self Visa Credit Card

$25

Annual Fee

At a Glance

Annual Fee

$25

Authorized User Fee

Foreign Transaction Fee

Network

Visa Traditional

Credit Required

Poor

Benefits & Perks

Insurance & Protections

Credit score monitoring

Track your credit score with detailed insights on what impacts your score, all in the Self app

Zero Liability on unauthorized charges

You won't be held responsible for unauthorized charges made in store, online, or via mobile device.

24/7 lost/stolen card assistance worldwide

Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.

Reviews & Analysis

Pros and Cons

Pros

+No hard credit check for approval
+Unsecured card (no security deposit required)
+Reports to all three major credit bureaus (Equifax, Experian, TransUnion)
+Credit limit based on savings in Self Credit Builder Account
+Combines credit building with forced savings habit
+Low $25 annual fee compared to many secured cards
+No foreign transaction fee (per RewardsCC API 2026-02-08)

Cons

-No rewards, cash back, or points earned on purchases
-Requires active Self Credit Builder Account with minimum $100 savings
-Low credit limits ($100-$3,000) based on savings

Details & Terms

Payment Terms

Purchase APR	26.99% (Variable)
Foreign Transaction Fee	$0
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source
—	—	View source

Explore More

Browse all card categories →Browse all card benefits →Browse all credit cards →

Who It's Best For

Best For

✓Individuals building credit from scratch with no credit history
✓Those rebuilding credit after financial setbacks
✓People who want an unsecured card without a security deposit
✓Self Credit Builder Account holders looking to add a credit card
✓Consumers who prefer no hard credit inquiry during application

Not Ideal For

✗Anyone seeking rewards or cash back on purchases
✗Those who do not have a Self Credit Builder Account
✗International travelers with foreign transaction fee concerns removed - card now has no FX fee
✗People with established good credit who qualify for better cards
✗Those unwilling to commit to Self's monthly savings payments

Who It's Best For

Best For

✓Individuals building credit from scratch with no credit history
✓Those rebuilding credit after financial setbacks
✓People who want an unsecured card without a security deposit
✓Self Credit Builder Account holders looking to add a credit card
✓Consumers who prefer no hard credit inquiry during application

Not Ideal For

✗Anyone seeking rewards or cash back on purchases
✗Those who do not have a Self Credit Builder Account
✗International travelers with foreign transaction fee concerns removed - card now has no FX fee
✗People with established good credit who qualify for better cards
✗Those unwilling to commit to Self's monthly savings payments

Who It's Best For

Best For

✓Individuals building credit from scratch with no credit history
✓Those rebuilding credit after financial setbacks
✓People who want an unsecured card without a security deposit
✓Self Credit Builder Account holders looking to add a credit card
✓Consumers who prefer no hard credit inquiry during application

Not Ideal For

✗Anyone seeking rewards or cash back on purchases
✗Those who do not have a Self Credit Builder Account
✗International travelers with foreign transaction fee concerns removed - card now has no FX fee
✗People with established good credit who qualify for better cards
✗Those unwilling to commit to Self's monthly savings payments