VISAVisa Signature

Princess® Rewards Visa®

Terms checked against the issuer on October 10, 2026

At a Glance

20,000

points

$1,000

Spend Required

3 months

Time Period

2X
Princess Cruises
Earn 2x points per $1 spent on all Princess purchases including onboard purchases.

Benefits & Perks

1 credits

FICO score monitoring
Free online access to your FICO® Credit Score, as long as your account is open, active, and in good standing.
—
Annual

4 protections

Up to $2,000 trip cancellation coverage
$2,000
secondary
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Auto rental collision damage waiver
secondary
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
24/7 worldwide travel and emergency assistance
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
$300 coverage for baggage delays over 4 hours
$300
secondary
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.

Reviews & Analysis

Credit Utilization (60%)

Annual credits$0

Excludes earning value, lounge access, insurance, and elite status

Total Value Captured

Annual Fee

-$0

Net Annual Value

+$0

Details & Terms

Purchase APR	18.74%–29.74% (Variable)
Foreign Transaction Fee	$0

Media & Resources

Source	Verified	Citation
RewardsCC API	—	RewardsCC API
Barclays	Aug 15, 2026	Barclays: Multiple card facts
Barclays	Jul 28, 2026	Barclays: Multiple card facts
Issuer Page	Aug 20, 2026	Issuer Page: Welcome offer
Barclays	Oct 10, 2026	Barclays

Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.