VISAVisa Traditional
Petal 2 Visa
- Annual Fee
- $0
- Top Rate
- 10%
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Traditional
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 10%
Petal Merchant OffersLimited time
Personalized cash back offers of 1% to 10% at select national merchants; merchants and offers vary through the year and each offer has its own terms. These are in addition to the everyday rate.
- 1%
All Other
1% to 1.5% cash back on everyday purchases
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 28.24%–30.24% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page |