VISAVisa Traditional

Petal 1 Rise Visa

Annual Fee
$59
Top Rate
10X

Terms checked against the issuer on October 10, 2026

At a Glance

Annual Fee
$59
Foreign Transaction Fee
$0
Network
Visa Traditional
Credit Required
Fair

Earning Rates

  1. 10X

    Petal Merchant OffersLimited time

    Personalized cash back offers of 1% to 10% at select national merchants; merchants and offers vary through the year and each offer has its own terms. No flat cash back rate on other purchases is stated.

Benefits & Perks

Insurance & Protections

2 protections
  1. Zero Liability on unauthorized charges

    You won't be held responsible for unauthorized charges made in store, online, or via mobile device.

  2. 24/7 lost/stolen card assistance worldwide

    Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.

Reviews & Analysis

Details & Terms

Payment Terms

Purchase APR28.24%–33.24% (Variable)
Foreign Transaction Fee$0

Media & Resources

Evidence Sources

SourceCitation
RewardsCC APIRewardsCC API
Issuer PageIssuer Page

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.