Petal 1 Rise Visa
- Annual Fee
- $59
- Top Rate
- 10X
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $59
- Foreign Transaction Fee
- $0
- Network
- Visa Traditional
- Credit Required
- Fair
Earning Rates
- 10X
Petal Merchant OffersLimited time
Personalized cash back offers of 1% to 10% at select national merchants; merchants and offers vary through the year and each offer has its own terms. No flat cash back rate on other purchases is stated.
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 28.24%–33.24% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page |