VISAVisa Traditional
PenFed Gold Visa® Card
- Annual Fee
- $0
Terms checked against the issuer on August 15, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Traditional
- Credit Required
- Good
Benefits & Perks
Insurance & Protections
4 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
Up to $500 per incident, $1,000/year max
$500
Get reimbursed up to $500 per incident ($1,000/year max, $50 deductible) for cell phone theft or damage when you pay your wireless bill with this card
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Up to $100,000 travel accident coverage
$100,000
Eligible for accident coverage of up to $100,000 when you purchase your travel ticket with this card.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 17.99% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| PenFed Credit Union Official | PenFed Credit Union Official: Multiple card facts |