CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Cash
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 20.74%–30.74% (Variable) |
| Cash Advance APR | 30.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
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$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Cash
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 20.74%–30.74% (Variable) |
| Cash Advance APR | 30.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
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$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Cash
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Benefits & Perks
Program & Transfers
Reviews & Analysis
Details & Terms
| Purchase APR | 20.74%–30.74% (Variable) |
| Cash Advance APR | 30.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
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Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $10/mo Instacart+ | — | Delivery | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Combined Protection Value
$1,250
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $10/mo Instacart+ | — | Delivery | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Combined Protection Value
$1,250
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $5 Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $10/mo Instacart+ | — | Delivery | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Combined Protection Value
$1,250
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
Deductible: 50
Deductible: 50