VISA
Menards® BIG Card
- Annual Fee
- $0
- store credit · Welcome Bonus
- $10
- Highest rate (conditional)
- Up to 2X (Menards)
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- —
- Credit Required
- Excellent
Welcome Offer
Bonus: $10 store credit
Earning Rates
- 2X
Menards
2% rebate on Menards purchases, issued as Menards merchandise certificates; not earned on items bought with promotional financing
Benefits & Perks
Reviews & Analysis
The Math: Is $0 Worth It?
First-year value includes $10 welcome bonus
Welcome bonus$10
Annual credits (60% utilization)$0
Annual fee-$0
Net first-year value+$10
Credit Utilization (60%)
Annual credits$0
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Purchase APR | 28.99% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Menards (BIG Card program) | Menards (BIG Card program) |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
