VISA
JCPenney
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 1.5X (Jcpenney)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- —
- Rewards Currency
- CashPass Rewards
- Credit Required
- Good
Earning Rates
- 1.5X
Jcpenney
1.5 points per dollar (7.5% back in CashPass Rewards) at JCPenney as an Insider or Elite, the tier new cardmembers start at; 1 point per dollar (5%) as a Member; 2 points per dollar (10%) as a VIP after $1,000 of qualifying purchases in a calendar year. Maximum 2,000 points per transaction.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 33.24% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Synchrony Financial | Synchrony Financial: Multiple card facts |
Top brands for this card
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