GM Rewards™ Mastercard®
- Annual Fee
- $0
- points · Welcome Bonus
- 30,000
- Highest rate (conditional)
- Up to 7X (Gm)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Mastercard World Elite
- Rewards Currency
- General Motors
- Credit Required
- Excellent
Welcome Offer
30,000
points
$1,000
Spend Required
3 months
Time Period
Earning Rates
- 7X
Gm
Up to 10x points - that’s 7x points on every $1 spent on eligible GM purchases when you use your GM Rewards™ Mastercard®, plus up to 3x points for being a GM Rewards Member.
Benefits & Perks
Insurance & Protections
1 protectionsFree FICO Credit Score + change alerts
Free online access to your FICO® Credit Score plus change alerts, as long as your account is open, active, and in good standing.
Reviews & Analysis
The Math: Is $0 Worth It?
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Purchase APR | 22.49%–32.49% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Barclays | Barclays: Multiple card facts | |
| Barclays | Barclays: Multiple card facts | |
| Issuer Page | Issuer Page: Welcome offer | |
| Barclays | Barclays |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.