MASTERCARDMastercard World Elite
GM Business™ Mastercard®
- Annual Fee
- $0
- points · Welcome Bonus
- 100,000
- Highest rate (conditional)
- Up to 7X (Gm)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Mastercard World Elite
- Rewards Currency
- General Motors
- Credit Required
- Excellent
Welcome Offer
100,000
points
Spend $5,000 in the first 5 months
Earning Rates
- 7X
Gm
Earn 7x Business Card Points for GM purchases
Benefits & Perks
Insurance & Protections
1 protections$0 Fraud liability
You are not responsible for any charges you do not authorize. Just one more way Barclays protects you and your business.
Reviews & Analysis
The Math: Is $0 Worth It?
Credit Utilization (60%)
Annual credits$0
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Purchase APR | 22.49%–32.49% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Barclays | Barclays: Multiple card facts | |
| Barclays | Barclays: Multiple card facts | |
| Barclays | — | Barclays |
| Barclays | Barclays |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.