MASTERCARDMastercard Standard

Edward Jones® Everyday Solutions Flex Balance Mastercard®

Terms checked against the issuer on October 10, 2026

At a Glance

4X
Us Bank Travel
Earn 4 Loyalty Points per net $1 spent on travel booked through the Rewards Center.

Benefits & Perks

1 credits

Up to

$20

in recurring credits (annual)

$20 annual statement credit
$20 automatic statement credit after 11 consecutive months of purchases, posted within 2 billing cycles if the account is open and in good standing.
$20
Annual

4 protections

Up to $600 cell phone protection per claim
secondary
Covers stolen or damaged phones up to $600/claim with a $50 deductible when you pay your cell bill with this card.
View conditions
Deductible: 50
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Mastercard ID Theft Protection™
Detects and helps quickly resolve ID Theft events, 24/7.
Zero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Reviews & Analysis

Credit Utilization (60%)

Annual Statement Credit$12

Excludes earning value, lounge access, insurance, and elite status

Total Value Captured

$12

Annual Fee

-$0

Net Annual Value

+$12

Details & Terms

Media & Resources

Source	Verified	Citation
RewardsCC API	—	RewardsCC API
U.S. Bank Official	Aug 15, 2026	U.S. Bank Official: Multiple card facts
U.S. Bank Official	Oct 10, 2026	U.S. Bank Official

Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.