Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Up to 4X (Us Bank Travel)
Highest rate (conditional)
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Edward Jones Loyalty Points
Credit Required
Excellent
Benefits & Perks
Combined Protection Value
$1,000
Covers stolen or damaged phones up to $600/claim with a $50 deductible when you pay your cell bill with this card.
Deductible: 50
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$12
Annual Fee
-$0
Net Annual Value
+$12
Details & Terms
| Purchase APR | 16.99%–27.99% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| U.S. Bank Official | U.S. Bank Official: Multiple card facts |
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Detects and helps quickly resolve ID Theft events, 24/7.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Items purchased entirely with your card are covered against theft or damage for 90 days, up to $1,000 per item and $50,000 per 12-month period.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
