Ducks Unlimited Rewards Visa®
- Annual Fee
- $0
- cash back · Welcome Bonus
- $35
- Highest rate (conditional)
- Up to 3% (Ducks Unlimited)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- 3%
- Network
- Visa Traditional
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Welcome Offer
Bonus: $35 cash back
Earning Rates
- 3%
Ducks Unlimited
3% back on Ducks Unlimited purchases for the first $10,000 during each 12 consecutive billing cycles after account opening
Cap: $10,000/annual
- 1.5%
All Other
Unlimited 1.5% back on everyday purchases
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized charges
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
Reviews & Analysis
The Math: Is $0 Worth It?
First-year value includes $35 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Purchase APR | 27.74% (Variable) |
| Cash Advance APR | 28.49% (Variable) |
| Foreign Transaction Fee | 3% |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page |