Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$59
Authorized User Fee
$0
Foreign Transaction Fee
1%
Network
Mastercard Standard
Credit Required
Poor
Benefits & Perks
Combined Protection Value
$100
You're never responsible for fraudulent charges on your Destiny Mastercard
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
Details & Terms
| Purchase APR | 29.99% (Variable) |
| Foreign Transaction Fee | 1% |
| Authorized User Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Issuer Page | Issuer Page: Multiple card facts | |
| Destiny Official | — | Destiny Official |
| NerdWallet | — | NerdWallet |
| RewardsCC API | — | RewardsCC API |
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
