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Earn up to 5% points back at Bass Pro Shops for $0 annual fee
The Bass Pro Shops CLUB Card charges no annual fee and earns 2-5% back at Bass Pro Shops and Cabela's depending on tier, plus 1% everywhere else. With no annual cost, promotional financing from 0-6.99% APR for 6-48 months on in-store purchases, and points that never expire, this card is straightforward for outdoor enthusiasts who shop regularly at Bass Pro retailers.
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
CLUB Points (Bass Pro Shops & Cabela's)
Credit Required
Good to Excellent
Bonus: Up to $60 in rewards
The total needs every stage above. Meet only the first and you earn $20 in rewards.
Benefits & Perks
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.2/5 | ||
| Forbes Advisor | 1.2/5 |
With a $0 annual fee, the Bass Pro Shops CLUB Card rewards outdoor enthusiasts with 2-5% back at Bass Pro Shops and Cabela's (depending on tier) and 1% everywhere else. Includes promotional financing (0-6.99% for 6-48 months) and CLUB member pricing benefits.
Details & Terms
| Rule | Details |
|---|---|
| Capital One 2-app/30-day limit | |
| Capital One 5-card limit | |
| Capital One past due restriction |
| Purchase APR | 19.49%–30.49% (Variable) |
| Cash Advance APR | 30.49% (Variable) |
| Foreign Transaction Fee | $0 |
Up to 5X (Bass Pro Shops)
Highest rate (conditional)
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Items purchased with your card are covered against damage or theft for 90 days, up to $10,000 per item, secondary to other insurance.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$108
Annual Fee
-$0
Net Annual Value
+$90
Bass Pro Shops' own CLUB Card landing page highlighting member benefits, CLUB rewards program integration, exclusive perks for cardholders, and how to apply.
Capital One's official product page for the Bass Pro Shops CLUB Card with complete information on rates, fees, full terms and conditions, and benefits details.
Comprehensive analysis of the Bass Pro CLUB rewards program structure, earning mechanics, redemption options, and value calculations for different shopper profiles.
Forbes Advisor's comprehensive review of the Bass Pro Shops CLUB Card covering earning rates, annual fee, rewards structure, and value proposition for frequent Bass Pro Shops shoppers.
NerdWallet's educational guide highlighting key features and earning potential for both the Cabela's and Bass Pro Shops co-branded credit cards, with practical tips for maximizing rewards.
CreditCards.com's review of the Cabela's CLUB card, the identical twin issuer version of the Bass Pro Shops CLUB Card, covering benefits, earning structure, and cardholder considerations.
WalletHub's user-reviewed profile of the Bass Pro Shops CLUB Card with 400+ community ratings, real cardholder feedback on benefits, application process, and practical experience with rewards redemption.
Active Reddit discussion from r/CreditCards community debating the value proposition of Bass Pro Shops CLUB card for frequent and occasional shoppers, with pros/cons from real cardholders.
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Welcome offer | |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Welcome offer |
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
