Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.

CardRewards

MASTERCARDMastercard Standard

AvantCard Credit Card

Name: AvantCard Credit Card
Brand: Webbank
Price: 59 USD
Availability: InStock

$59

Annual Fee

At a Glance

Annual Fee

$59

Authorized User Fee

Foreign Transaction Fee

Network

Mastercard Standard

Credit Required

Poor to Fair

Benefits & Perks

Insurance & Protections

Combined Protection Value

$100

$0 fraud liability on all purchases

Complete protection from fraudulent charges—you never pay for unauthorized use

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Reviews & Analysis

Pros and Cons

Pros

+Unsecured card with no security deposit required
+Reports to all three major credit bureaus (Experian, Equifax, TransUnion)
+Available to consumers with fair or limited credit
+Credit limits up to $1,000
+No cash advance feature helps prevent debt accumulation
+True revolving credit demonstrates responsible credit management

Cons

-$59 annual fee (may vary based on credit profile)
-High APR of 30.24%-35.99% makes carrying a balance expensive
-No rewards or cash back on purchases
-3% foreign transaction fee
-

Details & Terms

Payment Terms

Purchase APR	30.24%–35.99% (Variable)
Foreign Transaction Fee	3%
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Webbankcards →Browse all card categories →Browse all card benefits →Browse all credit cards →

MASTERCARDMastercard Standard

AvantCard Credit Card

$59

Annual Fee

At a Glance

Annual Fee

$59

Authorized User Fee

Foreign Transaction Fee

Network

Mastercard Standard

Credit Required

Poor to Fair

Benefits & Perks

Insurance & Protections

Combined Protection Value

$100

$0 fraud liability on all purchases

Complete protection from fraudulent charges—you never pay for unauthorized use

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Reviews & Analysis

Pros and Cons

Pros

+Unsecured card with no security deposit required
+Reports to all three major credit bureaus (Experian, Equifax, TransUnion)
+Available to consumers with fair or limited credit
+Credit limits up to $1,000
+No cash advance feature helps prevent debt accumulation
+True revolving credit demonstrates responsible credit management

Cons

-$59 annual fee (may vary based on credit profile)
-High APR of 30.24%-35.99% makes carrying a balance expensive
-No rewards or cash back on purchases
-3% foreign transaction fee
-

Details & Terms

Payment Terms

Purchase APR	30.24%–35.99% (Variable)
Foreign Transaction Fee	3%
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Webbankcards →Browse all card categories →Browse all card benefits →Browse all credit cards →

MASTERCARDMastercard Standard

AvantCard Credit Card

$59

Annual Fee

At a Glance

Annual Fee

$59

Authorized User Fee

Foreign Transaction Fee

Network

Mastercard Standard

Credit Required

Poor to Fair

Benefits & Perks

Insurance & Protections

Combined Protection Value

$100

$0 fraud liability on all purchases

Complete protection from fraudulent charges—you never pay for unauthorized use

Credit file monitoring and fraud alerts

Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.

Zero Liability on unauthorized transactions

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Reviews & Analysis

Pros and Cons

Pros

+Unsecured card with no security deposit required
+Reports to all three major credit bureaus (Experian, Equifax, TransUnion)
+Available to consumers with fair or limited credit
+Credit limits up to $1,000
+No cash advance feature helps prevent debt accumulation
+True revolving credit demonstrates responsible credit management

Cons

-$59 annual fee (may vary based on credit profile)
-High APR of 30.24%-35.99% makes carrying a balance expensive
-No rewards or cash back on purchases
-3% foreign transaction fee
-

Details & Terms

Payment Terms

Purchase APR	30.24%–35.99% (Variable)
Foreign Transaction Fee	3%
Authorized User Fee	$0

Media & Resources

Evidence Sources

Source	Date	URL
—	—	View source
—	—	View source

Explore More

See all Webbankcards →Browse all card categories →Browse all card benefits →Browse all credit cards →

Who It's Best For

Best For

✓People with fair credit who want an unsecured card without a security deposit
✓Those who cannot afford to tie up funds in a secured card deposit
✓Consumers looking to rebuild credit and graduate to better cards
✓People who want a true revolving credit line reported to bureaus
✓Those who can pay the balance in full each month to avoid high APR

Not Ideal For

✗People who carry balances due to 30.24%-35.99% APR
✗Those seeking rewards or cash back on purchases
✗International travelers (3% foreign transaction fee)
✗People with good credit who qualify for better options
✗Those who want to avoid annual fees

Who It's Best For

Best For

✓People with fair credit who want an unsecured card without a security deposit
✓Those who cannot afford to tie up funds in a secured card deposit
✓Consumers looking to rebuild credit and graduate to better cards
✓People who want a true revolving credit line reported to bureaus
✓Those who can pay the balance in full each month to avoid high APR

Not Ideal For

✗People who carry balances due to 30.24%-35.99% APR
✗Those seeking rewards or cash back on purchases
✗International travelers (3% foreign transaction fee)
✗People with good credit who qualify for better options
✗Those who want to avoid annual fees

Who It's Best For

Best For

✓People with fair credit who want an unsecured card without a security deposit
✓Those who cannot afford to tie up funds in a secured card deposit
✓Consumers looking to rebuild credit and graduate to better cards
✓People who want a true revolving credit line reported to bureaus
✓Those who can pay the balance in full each month to avoid high APR

Not Ideal For

✗People who carry balances due to 30.24%-35.99% APR
✗Those seeking rewards or cash back on purchases
✗International travelers (3% foreign transaction fee)
✗People with good credit who qualify for better options
✗Those who want to avoid annual fees

At a Glance

Insurance & Protections

$0 fraud liability on all purchases

Credit file monitoring and fraud alerts

Zero Liability on unauthorized transactions

Pros and Cons

Pros

Cons

Payment Terms

Evidence Sources

Explore More

At a Glance

Insurance & Protections

$0 fraud liability on all purchases

Credit file monitoring and fraud alerts

Zero Liability on unauthorized transactions

Pros and Cons

Pros

Cons

Payment Terms

Evidence Sources

Explore More

At a Glance

Insurance & Protections

$0 fraud liability on all purchases

Credit file monitoring and fraud alerts

Zero Liability on unauthorized transactions

Pros and Cons

Pros

Cons

Payment Terms

Evidence Sources

Explore More

24/7 lost/stolen card assistance worldwide

Medical identity monitoring

$100/claim purchase protection (45 days)

Who It's Best For

Best For

Not Ideal For

24/7 lost/stolen card assistance worldwide

Medical identity monitoring

$100/claim purchase protection (45 days)

Who It's Best For

Best For

Not Ideal For

24/7 lost/stolen card assistance worldwide

Medical identity monitoring

$100/claim purchase protection (45 days)

Who It's Best For

Best For

Not Ideal For