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Premium Cash Back for Morgan Stanley Clients
Exclusively for Morgan Stanley account holders. Earn 6% cash back at U.S. supermarkets and on select streaming services, 3% on gas and transit, plus an exclusive $100 annual statement credit after $15,000 spend and $120 Disney credit. The perks easily offset the $95 annual fee.
$95
Annual Fee
6X
Top Rate
Annual Fee
$95
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Grocery Stores | 6X | Core | any | $6,000/annual | |
| Streaming | 6X | Core | any | None | |
| Gas Stations | 3X | Core | any | None | |
| Ridesharing | 3X | Core | any | None | |
| Tolls | 3X | Core | any | None | |
| Transit | 3X | Core | any | None |
No credit card offers a higher earning rate on groceries. Shop at your favorite U.S. supermarkets and earn 6% cash back on your everyday grocery purchases.
Spend $500/month on groceries = $360 cash back per year (up to $6K annual spend cap)
Your streaming subscriptions just got more rewarding. Earn 6% cash back on Netflix, Spotify, YouTube Premium, Disney+, Hulu, and dozens more eligible services.
Spend $50/month on streaming = $36 cash back per year with no limit
Every fill-up earns you 3% cash back at U.S. gas stations with no annual limit. Daily commuters and weekend road-trippers both benefit from unlimited rewards.
Spend $200/month on gas = $72 cash back per year
From rideshare to public transit, parking to tolls—earn 3% cash back on all your transportation spending with no annual cap.
Spend $150/month on transit = $54 cash back per year
Benefits & Perks
Total face value: $220
Estimated annual value: $400
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 0% Intro APR for 12 months | — | Financing | Annual | |
| $100 annual statement credit | $100 | Statement Credit | Annual | |
| $10/mo Disney Streaming Credit | $10/Monthly | Streaming | Monthly |
Reviews & Analysis
Premium cash back card exclusive to Morgan Stanley clients. 6% on groceries (up to $6K/year) and streaming (unlimited). Exclusive $100 annual credit after $15K spend sets it apart from the regular Blue Cash Preferred. $120 Disney credit helps offset $95 annual fee.
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Amex Family | If you have received a signup bonus from a higher tiered card, you are ineligible to receive a bonus from a lower tiered card in that same card family |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Foreign Transaction Fee | $0 |
Media & Resources
Premium Cash Back for Morgan Stanley Clients
Exclusively for Morgan Stanley account holders. Earn 6% cash back at U.S. supermarkets and on select streaming services, 3% on gas and transit, plus an exclusive $100 annual statement credit after $15,000 spend and $120 Disney credit. The perks easily offset the $95 annual fee.
$95
Annual Fee
6X
Top Rate
Annual Fee
$95
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Grocery Stores | 6X | Core | any | $6,000/annual | |
| Streaming | 6X | Core | any | None | |
| Gas Stations | 3X | Core | any | None | |
| Ridesharing | 3X | Core | any | None | |
| Tolls | 3X | Core | any | None | |
| Transit | 3X | Core | any | None |
No credit card offers a higher earning rate on groceries. Shop at your favorite U.S. supermarkets and earn 6% cash back on your everyday grocery purchases.
Spend $500/month on groceries = $360 cash back per year (up to $6K annual spend cap)
Your streaming subscriptions just got more rewarding. Earn 6% cash back on Netflix, Spotify, YouTube Premium, Disney+, Hulu, and dozens more eligible services.
Spend $50/month on streaming = $36 cash back per year with no limit
Every fill-up earns you 3% cash back at U.S. gas stations with no annual limit. Daily commuters and weekend road-trippers both benefit from unlimited rewards.
Spend $200/month on gas = $72 cash back per year
From rideshare to public transit, parking to tolls—earn 3% cash back on all your transportation spending with no annual cap.
Spend $150/month on transit = $54 cash back per year
Benefits & Perks
Total face value: $220
Estimated annual value: $400
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 0% Intro APR for 12 months | — | Financing | Annual | |
| $100 annual statement credit | $100 | Statement Credit | Annual | |
| $10/mo Disney Streaming Credit | $10/Monthly | Streaming | Monthly |
Reviews & Analysis
Premium cash back card exclusive to Morgan Stanley clients. 6% on groceries (up to $6K/year) and streaming (unlimited). Exclusive $100 annual credit after $15K spend sets it apart from the regular Blue Cash Preferred. $120 Disney credit helps offset $95 annual fee.
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Amex Family | If you have received a signup bonus from a higher tiered card, you are ineligible to receive a bonus from a lower tiered card in that same card family |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Foreign Transaction Fee | $0 |
Media & Resources
Premium Cash Back for Morgan Stanley Clients
Exclusively for Morgan Stanley account holders. Earn 6% cash back at U.S. supermarkets and on select streaming services, 3% on gas and transit, plus an exclusive $100 annual statement credit after $15,000 spend and $120 Disney credit. The perks easily offset the $95 annual fee.
$95
Annual Fee
6X
Top Rate
Annual Fee
$95
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Cash
Credit Required
Excellent
| Category | Rate | Type | Booking Method | Cap | Notes |
|---|---|---|---|---|---|
| Grocery Stores | 6X | Core | any | $6,000/annual | |
| Streaming | 6X | Core | any | None | |
| Gas Stations | 3X | Core | any | None | |
| Ridesharing | 3X | Core | any | None | |
| Tolls | 3X | Core | any | None | |
| Transit | 3X | Core | any | None |
No credit card offers a higher earning rate on groceries. Shop at your favorite U.S. supermarkets and earn 6% cash back on your everyday grocery purchases.
Spend $500/month on groceries = $360 cash back per year (up to $6K annual spend cap)
Your streaming subscriptions just got more rewarding. Earn 6% cash back on Netflix, Spotify, YouTube Premium, Disney+, Hulu, and dozens more eligible services.
Spend $50/month on streaming = $36 cash back per year with no limit
Every fill-up earns you 3% cash back at U.S. gas stations with no annual limit. Daily commuters and weekend road-trippers both benefit from unlimited rewards.
Spend $200/month on gas = $72 cash back per year
From rideshare to public transit, parking to tolls—earn 3% cash back on all your transportation spending with no annual cap.
Spend $150/month on transit = $54 cash back per year
Benefits & Perks
Total face value: $220
Estimated annual value: $400
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| 0% Intro APR for 12 months | — | Financing | Annual | |
| $100 annual statement credit | $100 | Statement Credit | Annual | |
| $10/mo Disney Streaming Credit | $10/Monthly | Streaming | Monthly |
Reviews & Analysis
Premium cash back card exclusive to Morgan Stanley clients. 6% on groceries (up to $6K/year) and streaming (unlimited). Exclusive $100 annual credit after $15K spend sets it apart from the regular Blue Cash Preferred. $120 Disney credit helps offset $95 annual fee.
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Amex Family | If you have received a signup bonus from a higher tiered card, you are ineligible to receive a bonus from a lower tiered card in that same card family |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Foreign Transaction Fee | $0 |
Media & Resources
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date, up to $1,000 per item
Up to $300 per item ($1,000 per year) reimbursement when merchants won't accept returns within 90 days
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and...
Extends manufacturer's warranty up to 1 additional year on eligible purchases with original warranties of 5 years or less
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency...
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$132
Annual Fee
-$95
Net Annual Value
+$37
Comprehensive review covering the card's 6% cash back on groceries and streaming, exclusive $100 annual statement credit for $15K spend, and comparison to the standard Blue Cash Preferred card.
Detailed card overview with current welcome bonus offer, earning rates, application tips, and comparison to related Amex cash back cards.
Official Amex page detailing all card benefits and rewards, including purchase protection, extended warranty, return protection, and exclusive Amex Offers.
Official application page for Morgan Stanley clients with E*TRADE or Morgan Stanley brokerage accounts, detailing eligibility requirements and current offers.
Launch announcement covering the new card's welcome bonus, rewards structure, and exclusive $100 annual statement credit benefit for Morgan Stanley clients who spend $15K annually.
E*TRADE's landing page for the Morgan Stanley Blue Cash Preferred card, highlighting benefits for E*TRADE and Morgan Stanley brokerage account holders.
Video review comparing the Morgan Stanley Blue Cash Preferred Amex and the Morgan Stanley Platinum Amex, analyzing costs, benefits, and overall value for Morgan Stanley clients.
NerdWallet's review of the Blue Cash Preferred card family, including the Morgan Stanley version with its nearly identical benefits and exclusive perks for Morgan Stanley clients.
Community discussion on the Morgan Stanley version of the Blue Cash Preferred, covering real user experiences, spending strategies, and value comparisons to the standard version.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date, up to $1,000 per item
Up to $300 per item ($1,000 per year) reimbursement when merchants won't accept returns within 90 days
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and...
Extends manufacturer's warranty up to 1 additional year on eligible purchases with original warranties of 5 years or less
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency...
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$132
Annual Fee
-$95
Net Annual Value
+$37
Comprehensive review covering the card's 6% cash back on groceries and streaming, exclusive $100 annual statement credit for $15K spend, and comparison to the standard Blue Cash Preferred card.
Detailed card overview with current welcome bonus offer, earning rates, application tips, and comparison to related Amex cash back cards.
Official Amex page detailing all card benefits and rewards, including purchase protection, extended warranty, return protection, and exclusive Amex Offers.
Official application page for Morgan Stanley clients with E*TRADE or Morgan Stanley brokerage accounts, detailing eligibility requirements and current offers.
Launch announcement covering the new card's welcome bonus, rewards structure, and exclusive $100 annual statement credit benefit for Morgan Stanley clients who spend $15K annually.
E*TRADE's landing page for the Morgan Stanley Blue Cash Preferred card, highlighting benefits for E*TRADE and Morgan Stanley brokerage account holders.
Video review comparing the Morgan Stanley Blue Cash Preferred Amex and the Morgan Stanley Platinum Amex, analyzing costs, benefits, and overall value for Morgan Stanley clients.
NerdWallet's review of the Blue Cash Preferred card family, including the Morgan Stanley version with its nearly identical benefits and exclusive perks for Morgan Stanley clients.
Community discussion on the Morgan Stanley version of the Blue Cash Preferred, covering real user experiences, spending strategies, and value comparisons to the standard version.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Combined Protection Value
$1,300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date, up to $1,000 per item
Up to $300 per item ($1,000 per year) reimbursement when merchants won't accept returns within 90 days
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and...
Extends manufacturer's warranty up to 1 additional year on eligible purchases with original warranties of 5 years or less
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency...
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$132
Annual Fee
-$95
Net Annual Value
+$37
Comprehensive review covering the card's 6% cash back on groceries and streaming, exclusive $100 annual statement credit for $15K spend, and comparison to the standard Blue Cash Preferred card.
Detailed card overview with current welcome bonus offer, earning rates, application tips, and comparison to related Amex cash back cards.
Official Amex page detailing all card benefits and rewards, including purchase protection, extended warranty, return protection, and exclusive Amex Offers.
Official application page for Morgan Stanley clients with E*TRADE or Morgan Stanley brokerage accounts, detailing eligibility requirements and current offers.
Launch announcement covering the new card's welcome bonus, rewards structure, and exclusive $100 annual statement credit benefit for Morgan Stanley clients who spend $15K annually.
E*TRADE's landing page for the Morgan Stanley Blue Cash Preferred card, highlighting benefits for E*TRADE and Morgan Stanley brokerage account holders.
Video review comparing the Morgan Stanley Blue Cash Preferred Amex and the Morgan Stanley Platinum Amex, analyzing costs, benefits, and overall value for Morgan Stanley clients.
NerdWallet's review of the Blue Cash Preferred card family, including the Morgan Stanley version with its nearly identical benefits and exclusive perks for Morgan Stanley clients.
Community discussion on the Morgan Stanley version of the Blue Cash Preferred, covering real user experiences, spending strategies, and value comparisons to the standard version.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
