Amazon Store Card
Gift card on approval + 0% APR equal monthly payments on Amazon
Get an Amazon gift card on approval (a limited-time offer) and spread Amazon.com purchases over 6, 12 or 24 equal monthly payments at 0% APR. This no-annual-fee card is ideal for anyone who shops frequently at Amazon and needs to spread large purchases over time.
- Annual Fee
- $0
Terms checked against the issuer on July 29, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- —
- Credit Required
- Fair to Good
Benefits & Perks
Insurance & Protections
2 protections0% APR Financing for 6-24 Months
Pay over time with equal monthly payments at 0% APR on qualifying Amazon purchases
Zero Fraud Liability Protection
Protected from unauthorized charges on your account
Details & Terms
Payment Terms
| Purchase APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
Card Family
Amazon Store Cards family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Amazon Prime Store Card | mid | $0 |
Product changes available between family members without a new credit inquiry.
Media & Resources
Video Reviews
8 videosThe 5 Amazon credit cards (What Amazon doesn't want you to know)
Amazon Visa vs. Amazon Store Card (Amazon Prime Rewards Visa vs. Amazon Prime Store Credit Card)
Amazon Prime Visa Rewards VS Amazon Prime Store Card
Amazon Store Card Review
Amazon Prime Store Card Review 2022
Amazon Prime Store Card Review
Amazon Credit Card Review: The Ultimate Store Card?
Third-Party Articles & Reviews
Should You Get an Amazon Credit Card?
Credit.com guide comparing Amazon Store Card financing offers (6-24 months at 0% intro) with Prime Visa rewards structure.
Amazon Prime Store Card Offers 5% Back
Analysis of the Prime Store Card's 5% cashback benefit and interest-free financing tiers for Prime members.
Amazon Store Card review: Rewards and financing for Amazon-only spending
Yahoo Finance review covering the card's rewards structure, financing options, and closed-loop limitations for Amazon-only purchases.
Amazon Prime store card vs. Amazon Prime Visa
Head-to-head comparison of the two Prime member cards, highlighting key differences in usability and rewards redemption.
Amazon changes coming in February 2026: No more special financing
CNBC report on the discontinuation of special financing offers for Amazon Store Card starting February 16, 2026.
Amazon Store Cards vs. Amazon Visa Credit Cards
FinanceBuzz comparison breaking down which Amazon card is best based on Prime membership status and spending patterns.
Amazon Store Card credit card review: Full details
TPG review covering the Amazon Store Card's 5% rewards for Prime members, financing options, and why the Prime Visa may be a better choice for most shoppers.
Amazon Store Card Reviews
WalletHub's detailed review with 1,419 user reviews, rating breakdown, and comparison to alternatives like Discover it and Citi Double Cash.
Amazon Credit Cards: Which Is Right For You?
CNBC Select comparison of all Amazon credit card options including Store Card, Prime Store Card, Prime Visa, and secured versions.
Amazon Store Card Review 2025: Info, Pros, and Cons
Comprehensive review exploring pros, cons, interest rates, and whether the card is worth applying for frequent Amazon shoppers.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Amazon | Amazon | |
| Amazon | Amazon | |
| Amazon | Amazon | |
| The Points Guy | — | The Points Guy |
| WalletHub | — | WalletHub |
| Amazon | Amazon: Multiple card facts |