Korean Air SKYPASS Visa Signature Business Card vs SKYPASS SkyBlue Visa®
Annual fees: Korean Air SKYPASS Visa Signature Business Card $99/yr, SKYPASS SkyBlue Visa® $0/yr. Strongest bonus categories: Korean Air SKYPASS Visa Signature Business Card on dining, SKYPASS SkyBlue Visa® on ridesharing.
Card data as of October 12, 2026.
- Korean Air SKYPASS Visa Signature Business Card
U.S. Bank · $99/yr
- SKYPASS SkyBlue Visa®
U.S. Bank · No annual fee
Overview
- Annual fee
- Korean Air SKYPASS Visa Signature Business Card$99SKYPASS SkyBlue Visa®$0Lowest
- Welcome offerCurrent public offer
- Korean Air SKYPASS Visa Signature Business Card50,000 milesSKYPASS SkyBlue Visa®10,000 points
- Rewards
- Korean Air SKYPASS Visa Signature Business CardKorean Air SKYPASSSKYPASS SkyBlue Visa®Korean Air SKYPASS
- Foreign transaction fee
- Korean Air SKYPASS Visa Signature Business CardNoneLowestSKYPASS SkyBlue Visa®3%
- Network
- Korean Air SKYPASS Visa Signature Business CardVisa SignatureSKYPASS SkyBlue Visa®Visa
Earn ratesPer $1 spent
- Dining
- Korean Air SKYPASS Visa Signature Business Card2xHighestSKYPASS SkyBlue Visa®1x
- Gas Stations
- Korean Air SKYPASS Visa Signature Business Card2xHighestSKYPASS SkyBlue Visa®1x
- Office Supplies
- Korean Air SKYPASS Visa Signature Business Card2xHighestSKYPASS SkyBlue Visa®1x
- Ridesharing
- Korean Air SKYPASS Visa Signature Business Card1xSKYPASS SkyBlue Visa®2xHighest
- Streaming
- Korean Air SKYPASS Visa Signature Business Card1xSKYPASS SkyBlue Visa®2xHighest
- Telecom
- Korean Air SKYPASS Visa Signature Business Card2xHighestSKYPASS SkyBlue Visa®1x
- Everything else
- Korean Air SKYPASS Visa Signature Business Card1xSKYPASS SkyBlue Visa®1x
Perks & access— means none on record
- Lounges
- Korean Air SKYPASS Visa Signature Business Card
- 2 Korean Air Lounge vouchers each year
SKYPASS SkyBlue Visa®— - Other perks
- Korean Air SKYPASS Visa Signature Business Card
- Save 5% on Korean Air
SKYPASS SkyBlue Visa®—
Protections & insuranceLimits where published · — means none on record
- Rental car
- Korean Air SKYPASS Visa Signature Business Card—SKYPASS SkyBlue Visa®
- Auto Rental Collision Damage Waiver
- Purchase & returns
- Korean Air SKYPASS Visa Signature Business Card—SKYPASS SkyBlue Visa®
- Zero Liability on unauthorized charges
- Other protections
- Korean Air SKYPASS Visa Signature Business Card—SKYPASS SkyBlue Visa®
- 24/7 lost/stolen card assistance worldwide
Pros & cons
- Pros
- Korean Air SKYPASS Visa Signature Business Card
- 2X miles on Korean Air purchases plus dining, gas, telecom, and office supplies
- 50,000 bonus miles with $5,000 spend in 90 days
- Visa Signature business benefits
- No foreign transaction fee
- 2 KAL Lounge coupons annually
SKYPASS SkyBlue Visa®— - Cons
- Korean Air SKYPASS Visa Signature Business Card
- $99 annual fee (niche card, limited value outside Korean Air travel)
- 1X baseline is low for non-earning categories
- Korean Air is regional/niche airline (limited reach)
- Limited to business applicants
- Requires sustained Korean Air loyalty to justify fee
SKYPASS SkyBlue Visa®—
Category-by-Category Winner
The Korean Air SKYPASS Visa Signature Business Card wins in 4 of 6 categories. The SKYPASS SkyBlue Visa® leads in 2.
Dining
Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X
Gas Stations
Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X
Telecom
Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X
Office Supplies
Korean Air SKYPASS Visa Signature Business Card earns 2X vs 1X
Ridesharing
SKYPASS SkyBlue Visa® earns 2X vs 1X
Streaming
SKYPASS SkyBlue Visa® earns 2X vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
The better card depends on how much you spend.
| Scenario | Korean Air SKYPASS Visa Signature Business Card | SKYPASS SkyBlue Visa® | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $180 Credits (our usable estimate): $0 − Annual fee ($99) Ongoing: $81 Year one: $681 | Rewards: $144 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $144 Year one: $264 | SKYPASS SkyBlue Visa® | Korean Air SKYPASS Visa Signature Business Card |
| Heavy spender: $4,000/month | Rewards: $720 Credits (our usable estimate): $0 − Annual fee ($99) Ongoing: $621 Year one: $1,221 | Rewards: $576 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $576 Year one: $696 | Korean Air SKYPASS Visa Signature Business Card | Korean Air SKYPASS Visa Signature Business Card |
Is the Fee Difference Worth It?
The Korean Air SKYPASS Visa Signature Business Card costs $99/yr — that's $99 more than the SKYPASS SkyBlue Visa® (no annual fee). To justify that gap, you need to extract at least $99 in annual value from the card's higher earn rates and benefits.
The Korean Air SKYPASS Visa Signature Business Card includes lounge access. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $99 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $99 fee gap means the Korean Air SKYPASS Visa Signature Business Card needs roughly $99 more in annual rewards (or credits you will use) to break even on dining and gas stations and everyday spend.
What You Give Up
Choosing one card means missing out on these benefits from the other.
Choosing SKYPASS SkyBlue Visa® means losing:
- -Airport lounge access
Which Card Is Right for You?
Get the Korean Air SKYPASS Visa Signature Business Card if you:
- +Spend $300+/month on restaurants and dining out
- +Fly frequently and value airport lounge access
The Bottom Line
The better card depends on how much you spend.
Published annual fees: Korean Air SKYPASS Visa Signature Business Card $99/yr, SKYPASS SkyBlue Visa® $0/yr — a $99 difference before welcome offers and credits.
Frequently Asked Questions
- Is the Korean Air SKYPASS Visa Signature Business Card worth the higher annual fee?
- The Korean Air SKYPASS Visa Signature Business Card costs $99/yr vs $0/yr for the SKYPASS SkyBlue Visa®. Compare the year-one vs ongoing value table on this page — the $99 gap must be offset by higher earn rates, welcome offers, or credits you will use (the Korean Air SKYPASS Visa Signature Business Card also lists lounge access).
- Which card earns more rewards, the Korean Air SKYPASS Visa Signature Business Card or SKYPASS SkyBlue Visa®?
- Both cards earn 1X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Korean Air SKYPASS Visa Signature Business Card have that the SKYPASS SkyBlue Visa® doesn't?
- The Korean Air SKYPASS Visa Signature Business Card offers lounge access. The SKYPASS SkyBlue Visa® focuses more on earn rates than premium perks.
- Should I get the Korean Air SKYPASS Visa Signature Business Card or the SKYPASS SkyBlue Visa®?
- Use the spend scenarios on this page: the SKYPASS SkyBlue Visa® has a lower $0/yr fee; the Korean Air SKYPASS Visa Signature Business Card must earn enough extra (or offer a larger welcome bonus) to justify $99/yr.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.