CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
The Verizon Visa Card ($0/yr) is better for everyday value, while the Citi Strata Premier Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Citi Strata Premier Card | Verizon Visa Card |
|---|---|---|
| Dining | 3X | 4X |
| Gas Stations | 3X |
The Verizon Visa Card wins in 4 of 6 categories. The Citi Strata Premier Card leads in 2.
Hotels
Citi Strata Premier Card earns 3X vs 1X
Dining
Verizon Visa Card earns 4X vs 3X
Gas Stations
Verizon Visa Card earns 4X vs 3X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Verizon Visa Card earns 4X vs 3X
Verizon Purchases
Verizon Visa Card earns 4X vs 1X
The Citi Strata Premier Card costs $95/yr — that's $95 more than the Verizon Visa Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
Bottom line: The $95 difference is small enough that the Citi Strata Premier Card's extra perks make it worth considering for most cardholders.
Get the Verizon Visa Card if you:
The Verizon Visa Card has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Verizon Visa Card if you want solid rewards with a lower cost of entry. Choose the Citi Strata Premier Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Verizon Visa Card ($0/yr) is better for everyday value, while the Citi Strata Premier Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Citi Strata Premier Card | Verizon Visa Card |
|---|---|---|
| Dining | 3X | 4X |
| Gas Stations | 3X |
The Verizon Visa Card wins in 4 of 6 categories. The Citi Strata Premier Card leads in 2.
Hotels
Citi Strata Premier Card earns 3X vs 1X
Dining
Verizon Visa Card earns 4X vs 3X
Gas Stations
Verizon Visa Card earns 4X vs 3X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Verizon Visa Card earns 4X vs 3X
Verizon Purchases
Verizon Visa Card earns 4X vs 1X
The Citi Strata Premier Card costs $95/yr — that's $95 more than the Verizon Visa Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
Bottom line: The $95 difference is small enough that the Citi Strata Premier Card's extra perks make it worth considering for most cardholders.
Get the Verizon Visa Card if you:
The Verizon Visa Card has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Verizon Visa Card if you want solid rewards with a lower cost of entry. Choose the Citi Strata Premier Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
The Verizon Visa Card ($0/yr) is better for everyday value, while the Citi Strata Premier Card ($95/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.
Annual Fee
Welcome Bonus
| Category | Citi Strata Premier Card | Verizon Visa Card |
|---|---|---|
| Dining | 3X | 4X |
| Gas Stations | 3X |
The Verizon Visa Card wins in 4 of 6 categories. The Citi Strata Premier Card leads in 2.
Hotels
Citi Strata Premier Card earns 3X vs 1X
Dining
Verizon Visa Card earns 4X vs 3X
Gas Stations
Verizon Visa Card earns 4X vs 3X
Flights
Citi Strata Premier Card earns 3X vs 1X
Grocery Stores
Verizon Visa Card earns 4X vs 3X
Verizon Purchases
Verizon Visa Card earns 4X vs 1X
The Citi Strata Premier Card costs $95/yr — that's $95 more than the Verizon Visa Card (no annual fee). To justify that gap, you need to extract at least $95 in annual value from the card's higher earn rates and benefits.
Bottom line: The $95 difference is small enough that the Citi Strata Premier Card's extra perks make it worth considering for most cardholders.
Get the Verizon Visa Card if you:
The Verizon Visa Card has a lower annual fee ($0 vs $95), making it the more accessible option.
Choose the Verizon Visa Card if you want solid rewards with a lower cost of entry. Choose the Citi Strata Premier Card if you travel frequently and can maximize its premium benefits.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.
| 4X |
| Grocery Stores | 3X | 4X |
| Verizon Purchases | 1X | 4X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| 4X |
| Grocery Stores | 3X | 4X |
| Verizon Purchases | 1X | 4X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| 4X |
| Grocery Stores | 3X | 4X |
| Verizon Purchases | 1X | 4X |
| Flights | 3X | 1X |
| Hotels | 3X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
