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Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
Discover
All 4 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover
All 4 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover
All 4 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →