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$0 annual fee Chase cards ranked by travel earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Chase
All 5 cards ranked by effective value per dollar.
| Card | Travel Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Freedom FlexChase | 5x Ultimate Rewards | 0.5¢/$ | $0 | — | mastercard |
| United Gateway CardChase | 2x United Mileageplus | 0.2¢/$ | $0 | — | visa |
| Amazon VisaChase | 2% cash back | 0.2¢/$ | $0 | — | visa |
| Prime VisaChase | 2% cash back | 0.2¢/$ | $0 | — | visa |
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Chase
| Chase Freedom UnlimitedChase |
| 5% cash back |
| 0.3¢/$ |
| $0 |
| — |
| visa |