CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: April 2026.
CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.
© Copyright 2026 CardRewards. All Rights Reserved.
$0 annual fee Chase cards ranked by travel earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Chase
All 5 cards ranked by effective value per dollar.
| Card | Travel Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Freedom FlexChase | 5x Ultimate Rewards | 0.5¢/$ | $0 | — | mastercard |
| United Gateway CardChase | 2x United Mileageplus | 0.2¢/$ | $0 | — | visa |
| Amazon VisaChase | 2% cash back | 0.2¢/$ | $0 | — | visa |
| Prime VisaChase | 2% cash back | 0.2¢/$ | $0 | — | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Chase
Chase
| Chase Freedom UnlimitedChase |
| 5% cash back |
| 0.3¢/$ |
| $0 |
| — |
| visa |
