Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
• +3% back on Chase Travel portal bookings with no cap
• +2% back at restaurants, gas stations, and transit
• +$50 Amazon Gift Card upon approval with no spend requirement
• +No annual fee and no foreign transaction fees

• +No annual fee ever
• +No foreign transaction fees
• +2x miles on United purchases, gas stations, and local transit/rideshare
• +25% back on United inflight purchases and Club premium drinks
• +0% intro APR for 12 months on purchases

Cons

• −Lower Amazon/Whole Foods earn rate than Prime Visa
• −Rewards locked to Amazon ecosystem
• −Only 1% back on non-category purchases

• −No automatic free checked bags (must spend $10K to unlock)
• −No priority boarding
• −Lower earn rates than premium United cards (2x vs 3x/4x on United)
• −No Global Entry/TSA PreCheck credit
• −No annual travel credits

Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
• +3% back on Chase Travel portal bookings with no cap
• +2% back at restaurants, gas stations, and transit
• +$50 Amazon Gift Card upon approval with no spend requirement
• +No annual fee and no foreign transaction fees

• +No annual fee ever
• +No foreign transaction fees
• +2x miles on United purchases, gas stations, and local transit/rideshare
• +25% back on United inflight purchases and Club premium drinks
• +0% intro APR for 12 months on purchases

Cons

• −Lower Amazon/Whole Foods earn rate than Prime Visa
• −Rewards locked to Amazon ecosystem
• −Only 1% back on non-category purchases

• −No automatic free checked bags (must spend $10K to unlock)
• −No priority boarding
• −Lower earn rates than premium United cards (2x vs 3x/4x on United)
• −No Global Entry/TSA PreCheck credit
• −No annual travel credits

Annual Fee

Welcome Bonus

Base Earn Rate

Top Earn Categories

Network

Key Benefits

Pros

• +3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
• +3% back on Chase Travel portal bookings with no cap
• +2% back at restaurants, gas stations, and transit
• +$50 Amazon Gift Card upon approval with no spend requirement
• +No annual fee and no foreign transaction fees

• +No annual fee ever
• +No foreign transaction fees
• +2x miles on United purchases, gas stations, and local transit/rideshare
• +25% back on United inflight purchases and Club premium drinks
• +0% intro APR for 12 months on purchases

Cons

• −Lower Amazon/Whole Foods earn rate than Prime Visa
• −Rewards locked to Amazon ecosystem
• −Only 1% back on non-category purchases

• −No automatic free checked bags (must spend $10K to unlock)
• −No priority boarding
• −Lower earn rates than premium United cards (2x vs 3x/4x on United)
• −No Global Entry/TSA PreCheck credit
• −No annual travel credits