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Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
