The Platinum Card from American Express

The Platinum Card from American Express Transit & Rideshare

$895/yr annual fee. 2 transit & rideshare benefits, with what each is worth and the limits that apply.

Annual fee
$895/yr
Estimated value
$180/yr
Benefits
2

Uber Credit

$200/yr

Get $15 in Uber Cash each month plus a $20 December bonus for Uber rides and Uber Eats orders

Value Analysis

Face Value
$200
Estimated Value
$120

Uber One Membership Credit

$120/yr

You can receive credits for Uber One membership fees, but several limits apply. The credit caps at 120 dollars per year per account, requires the card to be charged directly, and does not apply to trials, discounts, Uber Cash, or payments made through Apple Pay or PayPal. It is valid only in eligible U.S. locations.

Pro Tips

  1. 1Set your card as the default payment method, turn off Uber Cash, and consider choosing an annual plan so you only need to disable Uber Cash once.
  2. 2This avoids conflicts with the card’s separate monthly Uber Cash benefit.
  3. 3Use the membership on frequent rides or food orders to add value through lower fees and ride savings.

Value Analysis

Face Value
$120
Estimated Value
$60

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.