United Club℠ Business Card

United Club℠ Business Card Flights

$695/yr annual fee. 6 flights benefits, with what each is worth and the limits that apply.

Annual fee
$695/yr
Estimated value
$118/yr
Benefits
6

Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers

$200

You can earn up to $200 per cardmember year, but only on bookings made and paid through the Renowned Hotels and Resorts program. Credits are tied to posting date, not stay date, so delays can shift charges into the next year and reduce current year value. The credit may take six to eight weeks to appear.

Pro Tips

  1. 1Book early in your cardmember year so charges post before the annual limit resets and you avoid losing value to posting delays.
  2. 2Use the credit on a single higher end stay to capture full value, since benefits apply per room and double occupancy.

Value Analysis

Face Value
$200
Estimated Value
$100

25% back on United inflight and Club premium drink purchases

Credit

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay w...

Value Analysis

Estimated Value
$5

Premier upgrades on award tickets

Included

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same res...

Value Analysis

Estimated Value
$5

Up to $100 in United travel credits on Avis or Budget car purchases

$50

You must complete two separate qualifying rentals to receive the full amount, and the credit comes as United TravelBank cash rather than a statement credit. Each rental has several hoops: it must be booked through the required portal, run at least two days, include your MileagePlus number, and use an eligible discount code. Credits post weeks after you return the car and are tied to posting dates, so delays can shift them into a different year.

Pro Tips

  1. 1Plan rentals for at least two days at participating Avis or Budget locations, even if you only need one day, to meet the minimum requirement.
  2. 2Schedule rentals with posting delays in mind, since credits arrive six to eight weeks after return and the posting date determines which cardmember year the credit counts toward.

Value Analysis

Face Value
$100
Estimated Value
$5

2 Global Economy Plus Seat Upgrades After $40,000 Spend

Bonus earning

Spend $40,000 in a calendar year to earn 2 global Economy Plus seat upgrades

Up to $50 in credits on United FareLock purchases

$50

You can earn up to $50 per cardmember year, but only on FareLock purchases for United or United Express flights. Credits are tied to posting date, not purchase date, so delays can push charges into the next year and count against that limit. FareLock fees are nonrefundable and do not reduce the ticket price.

Pro Tips

  1. 1Use FareLock selectively when there is real risk of a price increase, since the fee is nonrefundable and does not reduce the ticket cost.
  2. 2Make purchases earlier in your cardmember year so charges post before the annual limit resets and you avoid losing value to posting delays.

Value Analysis

Face Value
$50
Estimated Value
$3

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.