United Business Card

United Business Card Flights

$150/yr annual fee. 7 flights benefits, with what each is worth and the limits that apply.

Annual fee
$150/yr
Estimated value
$119/yr
Benefits
7

Up to $25 in Credits on United FareLock Purchases

$25/yr

Up to $25 back each anniversary year on United FareLock purchases

Value Analysis

Estimated Value
$10

$125 United travel credit

$125

Receive $125 in United® TravelBank cash after making 5 United® flight purchases of $100 or more each calendar year with your United Business Card.

Pro Tips

  1. 1Set a calendar reminder at the start of your card year to use your annual credit before it expires.

Value Analysis

Face Value
$125
Estimated Value
$75

25% back on United inflight and Club premium drink purchases

Credit

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay

Pro Tips

  1. 1Set a calendar reminder at the start of your card year to use your annual credit before it expires.

Value Analysis

Estimated Value
$25

Earn 2 continental U.S. Economy Plus® seat upgrades

Included

Earn 2 continental U.S. Economy Plus seat upgrades after you spend $25,000 on purchases each calendar year.

Up to $100 in credits on JSX purchases annually

$100/yr

Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United Business Card. JSX is a hop-on jet service with semi-private flights at commercial fares; the credit applies only to JSX flights purchased directly from JSX, and the $100 limit applies per card year (account open date through the first statement date after each anniversary).

Pro Tips

  1. 1Book flights directly with JSX using the card so the purchase qualifies for the credit.
  2. 2The year runs from your account open date through the first statement date after each account-open anniversary, not the calendar year.

Value Analysis

Face Value
$100
Estimated Value
$1

Up to $100 in United® Hotels credits

$100

You can earn up to $100 per anniversary year, split into two $50 statement credits, but only on prepaid hotel bookings made directly through United Hotels. Each credit applies to a separate stay, so a single booking cannot trigger both. Credits are tied to the cardmember year, not the calendar year.

Pro Tips

  1. 1Book prepaid stays through the United Hotels portal to trigger credits and earn bonus miles.
  2. 2Watch for portal deals or promotions to improve value without affecting eligibility.
  3. 3Each $50 credit requires a separate prepaid stay.
  4. 4Planning smaller, qualifying stays helps ensure you capture the full $100 rather than leaving part of the benefit unused.

Value Analysis

Face Value
$50
Estimated Value
$5

Up to $50 in United travel credits on Avis or Budget car purchases

$50

You must complete two separate qualifying rentals to receive the full amount, and the credit comes as United TravelBank cash rather than a statement credit. Each rental has several hoops: it must be booked through the required portal, run at least two days, include your MileagePlus number, and use an eligible discount code. Credits post weeks after you return the car and are tied to posting dates, so delays can shift them into a different year.

Pro Tips

  1. 1Plan rentals for at least two days at participating Avis or Budget locations, even if you only need one day, to meet the minimum requirement.
  2. 2Schedule rentals with posting delays in mind, since credits arrive six to eight weeks after return and the posting date determines which cardmember year the credit counts toward.

Value Analysis

Face Value
$50
Estimated Value
$3

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.