Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Baggage Protection benefit details — $99/yr annual fee
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Reimbursement for essential purchases if baggage is delayed more than 6 hours, up to $100/day for 3 days
