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IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card Baggage Protection

$150/yr annual fee. 2 baggage protection benefits, with what each is worth and the limits that apply.

Annual fee
$150/yr
Benefits
2

Lost Luggage Reimbursement

$3,000 coverage

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.

Baggage Delay Insurance

$100 coverage

Reimbursement for essential purchases if baggage is delayed more than 6 hours, up to $100/day for 3 days

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.