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Disney Premier Visa Card

Disney Premier Visa Card Baggage Protection

$49/yr annual fee. 2 baggage protection benefits, with what each is worth and the limits that apply.

Annual fee
$49/yr
Benefits
2

Baggage Delay Insurance

$300 coverage

Get reimbursed up to $100 per day for 3 days for essential purchases when checked baggage is delayed 6+ hours.

Pro Tips

  1. 1Coverage is $100 per day for up to 3 consecutive days — buy what you need each day.
  2. 2The 6-hour delay threshold means this typically kicks in for overnight baggage delays.
  3. 3Covers your immediate family members traveling on the same ticket purchase.

Lost Luggage Reimbursement

$3,000 coverage

Up to $3,000 per traveler per trip for lost, stolen, or damaged luggage. Sub-limits apply: $500 for jewelry, $500 for electronics.

Pro Tips

  1. 1Sub-limits apply — jewelry/watches capped at $500 and cameras/electronics at $500.
  2. 2File with the airline or carrier first, then file with the card benefit for the difference.
  3. 3Coverage applies to both checked bags and carry-ons.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.