CardRewards.aiCardRewards
Sign Up
Chase Sapphire Reserve

Chase Sapphire Reserve Baggage Protection

$795/yr annual fee. One baggage protection benefit, with what each is worth and the limits that apply.

Annual fee
$795/yr
Benefit
1

Baggage Delay and Lost Luggage Insurance

Coverage

Reimbursement for essentials when bags delayed 6+ hours up to $500, plus up to $3,000 coverage for lost or damaged luggage.

Pro Tips

  1. 1Coverage applies to both checked and carry-on bags, so even gate-checked items qualify
  2. 2Buy essentials immediately when your bag is delayed—waiting can complicate claims
  3. 3Unlike Amex Platinum which only covers lost bags, Chase covers BOTH delayed and lost baggage

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.