Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Baggage Protection benefit details — $795/yr annual fee
Reimbursement for essentials when bags delayed 6+ hours up to $500, plus up to $3,000 coverage for lost or damaged luggage.