British Airways Visa Signature® Credit Card Baggage Protection

$95/yr annual fee. 2 baggage protection benefits, with what each is worth and the limits that apply.

Baggage Delay Insurance

$300 coverage

Get reimbursed up to $100 per day for 3 days ($300 total) for essential purchases when your checked bag is delayed 6+ hours by a carrier.

1Keep all receipts for toiletries, clothing, and other essentials purchased due to the delay
2File a written claim with the carrier first, then submit to the card benefits administrator

$3,000 coverage

Up to $3,000 per covered traveler to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.

1Covers both checked and carry-on baggage — not just checked bags
2File with the airline first to get their maximum reimbursement, then claim the remainder
3NY residents have different limits: $2,000/bag and $10,000/trip for all travelers