Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Cards offering grocery credits, ranked by estimated annual value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | United Club℠ Business Card | Up to $240 in Instacart Credits | $240/yr | $695/yr |
| 2 | DoorDash Rewards Mastercard® | 10% Monthly Grocery Discount | $153/yr | No fee |
| 3 | British Airways Visa Signature® Credit Card | $10 Monthly Instacart Credit | $60/yr | $95/yr |
| 4 | United Business Card | Up to $120 in Instacart credits | $1/yr | $150/yr |
| 5 | Choice Privileges Mastercard |
| Instacart+ Savings |
| Included |
| No fee |
| 6 | Amazon Prime Store Card | 5% Back at Whole Foods Market | $50/yr | No fee |