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Navy Federal Credit Union Platinum Card Financing & APR

No annual fee. One financing & apr benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Introductory 0.99% APR

0.99x points

Transfer balances from other cards and pay just 0.99% APR for 12 months, then variable APR applies (no balance transfer fee)

Pro Tips

  1. 1Plan to pay off at least half the balance during the intro period to minimize interest after it expires
  2. 2Consider making monthly payments even though interest is minimal to build the habit
  3. 3No balance transfer fee applies, unlike many competing offers that charge 3-5%

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.