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BMO Premium Rewards Mastercard®

BMO Premium Rewards Mastercard® Financing & APR

$95/yr annual fee. One financing & apr benefit, with what each is worth and the limits that apply.

Annual fee
$95/yr
Benefit
1

BMO PaySmart Installment Plans

Included

Break eligible purchases into equal monthly payments with a fixed fee of up to 1% per month.

Pro Tips

  1. 1The monthly fee is fixed and disclosed upfront, so you know exactly what you'll pay.
  2. 2Best for large purchases where you want predictable payments without variable APR.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.