Apple Card Financing & APR

No annual fee. One financing & apr benefit, with what each is worth and the limits that apply.

Annual fee: No fee
Estimated value: $15/yr
Benefit: 1

See the full Apple Card review

Apple Card Monthly Installments

Included

Split Apple purchases into monthly payments with no interest. Earn 3% Daily Cash on the full amount.

Pro Tips

1You earn rewards on the full price immediately, not just your first payment
2Works with AppleCare+ purchases as well
3Set up automatic payments to never miss a due date

Value Analysis

Estimated Value: $15

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.