CardRewards.aiCardRewards
Sign Up
Bank of America® Unlimited Cash Rewards Secured

Bank of America® Unlimited Cash Rewards Secured Account Management

No annual fee. 2 account management benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
2

Digital Wallet Support

Included

Add to Apple Pay, Google Pay, or Samsung Pay for secure contactless payments.

Pro Tips

  1. 1Digital wallet payments still earn the same unlimited 1.5% cash back.
  2. 2Transactions via digital wallet are encrypted, reducing fraud risk compared to physical card.
  3. 3Faster checkout experience especially useful for everyday purchases and transit payments.

Balance Connect Overdraft Protection

Included

Link your BofA checking account to prevent declined purchases and returned checks at no cost.

Pro Tips

  1. 1Zero transfer fees make this a cost-effective way to avoid overdraft charges.
  2. 2Especially valuable while building credit—prevents missed payments from insufficient funds.
  3. 3Combine with account alerts to track spending and avoid overdraft situations.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.