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BMO Platinum Rewards Mastercard® Points Programs

No annual fee. 2 points programs benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
2

Flexible Redemption Options

Bonus earning

Convert points to cash back, travel, merchandise, or gift cards.

Points Never Expire

Bonus earning

Rewards points have no expiration date as long as your account is open and active.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.