Credit Cards with Memberships (2026)
Memberships perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 6 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Business Advantage Travel Rewards World Mastercard® | Free Employee Cards | $40/yr | No fee |
| 2 | AllModern Mastercard | Free Wayfair Rewards Membership | $29/yr | No fee |
| 3 | Birch Lane Mastercard | Free Wayfair Rewards Membership | $29/yr | No fee |
| 4 | Amazon Prime Store Card | Amazon Ecosystem Access | Included | No fee |
| 5 | Citi / AAdvantage Business World Elite Mastercard | AAdvantage Business™ memberships benefits | Included | $99/yr |
| 6 | BJ's One™ Mastercard® | BJ's Easy Renewal | Included | No fee |