Amtrak Guest Rewards® Preferred Mastercard®

Amtrak Guest Rewards® Preferred Mastercard® Elite Status

$99/yr annual fee. 2 elite status benefits, with what each is worth and the limits that apply.

Annual fee
$99/yr
Estimated value
$100/yr
Benefits
2

Earn Amtrak Elite Status Faster via Card Spend

Included

Earn Amtrak elite status faster with 1,000 Tier Qualifying Points for every $5,000 spent on the card.

Pro Tips

  1. 1At $5,000 per 1,000 TQPs, you'd need $25,000 in annual spend to earn the lowest Select tier through card spend alone.
  2. 2Combine card TQPs with TQPs earned from actual Amtrak travel to reach elite status faster.

Value Analysis

Estimated Value
$50

Annual One-Class Upgrade Certificate

Included

Upgrade to the next cabin class free on one Amtrak trip per year upon opening and each anniversary.

Pro Tips

  1. 1Use on Acela Business to First Class upgrades for the highest value.
  2. 2Book early to ensure upgrade availability on popular routes.

Value Analysis

Estimated Value
$50

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.