Wells Fargo
Business checkingVerified Oct 9, 2026
Wells Fargo Initiate Business Checking: up to $825 bonus
Bring at least $10,000 to the new account by day 30.
- New money
- $10,000 in 30 days
- Cash to keep
- $10,000 for 60 days
- Monthly fee
- $15/mo, waivable
- Apply by
- Nov 10, 2026
Selected target
$550
Up to $825 at higher tiers
Apply by Nov 10, 2026
View offer at Wells FargoRead the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.
Your fit
Add your state, direct deposit and cash to check this offer's conditions against your situation.
- 1 thing to check: Your history with Wells Fargo
This checks the published conditions only. The bank decides who is approved.
Steps to earn
Complete all 4 steps for $550
Opening deposit
Open with at least $25 if applying at a branch.
- $25
New money
Bring at least $10,000 to the new account by day 30.
- $10,000
- Within 30 days of opening
Keep a balance
Maintain at least $10,000 through day 60.
- $10,000
- Keep it for 60 days
Account activity
Complete five qualifying posted transactions within 60 days.
- 5 times
- Within 60 days of opening
All tiers
| Bonus | Deposit to qualify | Cash to keep | Choose your target |
|---|---|---|---|
| $400 | New money: $2,500 in 30 days | $2,500 for 60 days | |
| $550 | New money: $10,000 in 30 days | $10,000 for 60 days | Selected |
| $825 | New money: $25,000 in 30 days | $25,000 for 60 days |
Timeline
Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.
Apply by Nov 10, 2026
Open the account with $25
New money
Day 30 after opening
Bring at least $10,000 to the new account by day 30.
Keep a balance
Maintain at least $10,000 through day 60.
Account activity
Day 60 after opening
Complete five qualifying posted transactions within 60 days.
Bonus paid
Within 30 days after the 60-day qualification period if all requirements are met.
Money and fees
- Bonus
- $550
- Monthly fees
- $15/month unless waived
- Bonus after fees, before tax
- $520 to $550
Waived with: $2,000 minimum daily balance, $5,000 combined eligible business balances, or qualifying premium personal checking ownership.
Up to $30 if you miss the waiver for about 2 months
Cash to keep in the account
$10,000 for 60 days
Is moving the money worth it?
Enter the APY that money earns where it is now. We'll subtract the interest you'd give up.
Months are estimated from the longest step, about 60 days. Your statement dates can change the count.
After the bonus
- Account type
- Business checking
- Monthly fee
- $15/mo
- How to waive it
- $2,000 minimum daily balance, $5,000 combined eligible business balances, or qualifying premium personal checking ownership.
- APY
- Not stated in the terms we reviewed
- Early closure fee
- Not stated in the terms we reviewed
- How to open
- Online
Eligibility
Where it's offered
The bank's terms don't list states. Check availability on the bank's site before applying.
Who can get it
New customers only. If you've had an account with Wells Fargo, check the look-back period in the terms.
New Wells Fargo business checking customers. Prior business accounts, bonus ownership in the past 24 months, employees, and some nonresident entities are excluded. Use the offer code when opening.
Terms and sources
Checked against accountoffers.wellsfargo.com on Oct 9, 2026. Next check by Oct 23, 2026.
- accountoffers.wellsfargo.com/business-checking-bonusCaptured Oct 9, 2026
Offer terms can change. Confirm current eligibility and terms with the bank before applying.