E*TRADE

SavingsVerified Oct 9, 2026

E*TRADE Premium Savings Account: up to $800 bonus

Deposit at least $100,000 in net-new funds within 30 days of opening using promo code SAVE800.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

New money
$100,000 in 30 days
Cash to keep
$100,000 for 45 days
Monthly fee
$0
Apply by
Jan 10, 2027

Selected target

$800

Apply by Jan 10, 2027

Offer code

SAVE800

Enter it when you apply.

View offer at E*TRADE

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with E*TRADE

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 2 steps for $800

  1. New money

    Deposit at least $100,000 in net-new funds within 30 days of opening using promo code SAVE800.

    • $100,000
    • Within 30 days of opening
  2. Keep a balance

    Maintain a $100,000 average daily balance from day 31 through day 75.

    • $100,000
    • Keep it for 45 days

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$400New money: $20,000 in 30 days$20,000 for 45 days
$800New money: $100,000 in 30 days$100,000 for 45 daysSelected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. Apply by Jan 10, 2027

  2. Open the account

  3. New money

    Day 30 after opening

    Deposit at least $100,000 in net-new funds within 30 days of opening using promo code SAVE800.

  4. Keep a balance

    Maintain a $100,000 average daily balance from day 31 through day 75.

  5. Bonus paid

    Within 30 days after the 45-day balance-maintenance period following the first 30 days; no later than approximately day 105.

Money and fees

Bonus
$800
Monthly fees
No monthly fee
Bonus after fees, before tax
$800

Cash to keep in the account

$100,000 for 45 days

Is moving the money worth it?

Enter the APY that money earns where it is now. We'll subtract the interest you'd give up.

%

After the bonus

Account type
Savings
Monthly fee
$0
APY
4.25% as of Oct 9, 2026
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with E*TRADE, check the look-back period in the terms.

From the bank's terms
Open a new Premium Savings Account with promo code SAVE800. Existing Premium Savings Accounts, brokerage and retirement accounts, and non-U.S. residents are excluded. Net-new funds must come from outside Morgan Stanley Private Bank and affiliates.

Terms and sources

Checked against us.etrade.com on Oct 9, 2026. Next check by Oct 12, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.