Axos Bank

Business checkingVerified Oct 9, 2026

Axos Basic Business Checking: up to $600 bonus

Deposit at least $1,000 from an external source into checking in each of 6 qualifying statement cycles.

Choose your target

Higher tiers ask for more. Your choice updates the steps, money and timeline.

New money
$1,000 × 6 cycles
Cash to keep
$50,000
Monthly fee
$0
Apply by
Jan 31, 2027

Selected target

$600

Apply by Jan 31, 2027

Offer code

SBB600

Enter it when you apply.

View offer at Axos Bank

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

  • 1 thing to check: Your history with Axos Bank

This checks the published conditions only. The bank decides who is approved.

Steps to earn

Complete all 4 steps for $600

  1. New money

    Deposit at least $1,000 from an external source into checking in each of 6 qualifying statement cycles.

    • $1,000
    • In each of 6 statement cycles
  2. Debit card use

    Make at least two debit purchases of $50 or more in each of 6 qualifying statement cycles.

    • $50
    • In each of 12 statement cycles
  3. Keep a balance

    Maintain a $1,500 average daily checking balance in each of 6 qualifying cycles.

    • $1,500
    • In each of 6 statement cycles
  4. Keep a balance

    Maintain a $50,000 average daily Business Premium Savings balance in each of 6 qualifying cycles.

    • $50,000
    • In each of 6 statement cycles

All tiers

BonusDeposit to qualifyCash to keepChoose your target
$100New money: $1,000 × 1 cycles$50,000
$200New money: $1,000 × 2 cycles$50,000
$300New money: $1,000 × 3 cycles$50,000
$400New money: $1,000 × 4 cycles$50,000
$500New money: $1,000 × 5 cycles$50,000
$600New money: $1,000 × 6 cycles$50,000Selected

Timeline

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

  1. Apply by Jan 31, 2027

  2. Open the account

  3. New money

    Deposit at least $1,000 from an external source into checking in each of 6 qualifying statement cycles.

  4. Debit card use

    Make at least two debit purchases of $50 or more in each of 6 qualifying statement cycles.

  5. Keep a balance

    Maintain a $1,500 average daily checking balance in each of 6 qualifying cycles.

  6. Keep a balance

    Maintain a $50,000 average daily Business Premium Savings balance in each of 6 qualifying cycles.

  7. Bonus paid

    $100 within 15 business days after each qualifying statement cycle, up to six cycles in the first seven.

Money and fees

Bonus
$600
Monthly fees
No monthly fee
Bonus after fees, before tax
$600

Cash to keep in the account

$50,000

After the bonus

Account type
Business checking
Monthly fee
$0
APY
Not stated in the terms we reviewed
Early closure fee
Not stated in the terms we reviewed
How to open
Online

Eligibility

Where it's offered

The bank's terms don't list states. Check availability on the bank's site before applying.

Who can get it

New customers only. If you've had an account with Axos Bank, check the look-back period in the terms.

From the bank's terms
Open Basic Business Checking and Business Premium Savings together in one application with code SBB600. New Axos business customers only; no Axos promotion in the past 12 months. The two accounts must remain open and active through each payout. Cannot combine with another Axos promotion.

Terms and sources

Checked against axosbank.com on Oct 9, 2026. Next check by Oct 23, 2026.

Read the bank's terms

Offer terms can change. Confirm current eligibility and terms with the bank before applying.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.