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Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Usbank · $99/yr
Amex
Why this card
$1,422 in credits fully offsets the $895 fee
Bonus rate on first $500,000/annual, then base rate

Chase
Why this card
$968 in credits fully offsets the $795 fee
Usbank
Why this card
$108 in credits offset the $450 fee

Citi
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $500/monthly, then base rate

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Chase
Why this card
No annual fee

Capital One
Why this card
No annual fee

Amex
Why this card
$144.50 in credits offset the $150 fee

Cardless
Why this card

Usbank
Why this card
No annual fee
Bmo
Why this card
$132.50 in credits offset the $150 fee
Bonus rate on first $3,000/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Citi
Why this card
$50 in credits offset the $95 fee

Amex
Why this card
$212 in credits offset the $325 fee
Capital One
Why this card
$315 in credits offset the $395 fee

Capital One
Why this card
No annual fee

Citi
Why this card
No annual fee
Cardless
Why this card
$300 in credits offset the $495 fee

Chase
Why this card
$93 in credits offset the $95 fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Td Bank
Why this card
No annual fee

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Citi
Why this card
No annual fee

Amex
Why this card
$504.50 in credits offset the $550 fee

Navy Federal
Why this card
$8 in credits offset the $49 fee

Chase
Why this card
$15 in credits offset the $99 fee
Penfed
Why this card
$58 in credits offset the $95 fee

Chase
Why this card
No annual fee
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Usbank · $99/yr
Amex
Why this card
$1,422 in credits fully offsets the $895 fee
Bonus rate on first $500,000/annual, then base rate

Chase
Why this card
$968 in credits fully offsets the $795 fee
Usbank
Why this card
$108 in credits offset the $450 fee

Citi
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $500/monthly, then base rate

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Chase
Why this card
No annual fee

Capital One
Why this card
No annual fee

Amex
Why this card
$144.50 in credits offset the $150 fee

Cardless
Why this card

Usbank
Why this card
No annual fee
Bmo
Why this card
$132.50 in credits offset the $150 fee
Bonus rate on first $3,000/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Citi
Why this card
$50 in credits offset the $95 fee

Amex
Why this card
$212 in credits offset the $325 fee
Capital One
Why this card
$315 in credits offset the $395 fee

Capital One
Why this card
No annual fee

Citi
Why this card
No annual fee
Cardless
Why this card
$300 in credits offset the $495 fee

Chase
Why this card
$93 in credits offset the $95 fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Td Bank
Why this card
No annual fee

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Citi
Why this card
No annual fee

Amex
Why this card
$504.50 in credits offset the $550 fee

Navy Federal
Why this card
$8 in credits offset the $49 fee

Chase
Why this card
$15 in credits offset the $99 fee
Penfed
Why this card
$58 in credits offset the $95 fee

Chase
Why this card
No annual fee
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Usbank · $99/yr
Amex
Why this card
$1,422 in credits fully offsets the $895 fee
Bonus rate on first $500,000/annual, then base rate

Chase
Why this card
$968 in credits fully offsets the $795 fee
Usbank
Why this card
$108 in credits offset the $450 fee

Citi
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $500/monthly, then base rate

Wells Fargo
Why this card
$33 in credits offset the $95 fee

Chase
Why this card
No annual fee

Capital One
Why this card
No annual fee

Amex
Why this card
$144.50 in credits offset the $150 fee

Cardless
Why this card

Usbank
Why this card
No annual fee
Bmo
Why this card
$132.50 in credits offset the $150 fee
Bonus rate on first $3,000/quarterly, then base rate

Wells Fargo
Why this card
No annual fee

Citi
Why this card
$50 in credits offset the $95 fee

Amex
Why this card
$212 in credits offset the $325 fee
Capital One
Why this card
$315 in credits offset the $395 fee

Capital One
Why this card
No annual fee

Citi
Why this card
No annual fee
Cardless
Why this card
$300 in credits offset the $495 fee

Chase
Why this card
$93 in credits offset the $95 fee

Bank Of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Td Bank
Why this card
No annual fee

Navy Federal
Why this card
No annual fee
Synchrony
Why this card
No annual fee

Citi
Why this card
No annual fee

Amex
Why this card
$504.50 in credits offset the $550 fee

Navy Federal
Why this card
$8 in credits offset the $49 fee

Chase
Why this card
$15 in credits offset the $99 fee
Penfed
Why this card
$58 in credits offset the $95 fee

Chase
Why this card
No annual fee