Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

USAA Cashback Rewards Plus American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The USAA Cashback Rewards Plus American Express Card is better for gas stations, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

No image

USAA Cashback Rewards Plus American Express Card

USAA

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	USAA Cashback Rewards Plus American Express Card	Verizon Visa Card
Gas Stations	5X	4X
Military Base Purchases	5X	1X
Dining	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
Only 1% on non-category purchases

Category-by-Category Winner

The Verizon Visa Card wins in 3 of 5 categories. The USAA Cashback Rewards Plus American Express Card leads in 2.

Gas Stations

USAA Cashback Rewards Plus American Express Card earns 5X vs 4X

Military Base Purchases

USAA Cashback Rewards Plus American Express Card earns 5X vs 1X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Dining

Verizon Visa Card earns 4X vs 1X

Which Card Is Right for You?

Get the Verizon Visa Card if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: USAA cards · Synchrony cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

USAA Cashback Rewards Plus American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The USAA Cashback Rewards Plus American Express Card is better for gas stations, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

No image

USAA Cashback Rewards Plus American Express Card

USAA

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	USAA Cashback Rewards Plus American Express Card	Verizon Visa Card
Gas Stations	5X	4X
Military Base Purchases	5X	1X
Dining	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
Only 1% on non-category purchases

Category-by-Category Winner

The Verizon Visa Card wins in 3 of 5 categories. The USAA Cashback Rewards Plus American Express Card leads in 2.

Gas Stations

USAA Cashback Rewards Plus American Express Card earns 5X vs 4X

Military Base Purchases

USAA Cashback Rewards Plus American Express Card earns 5X vs 1X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Dining

Verizon Visa Card earns 4X vs 1X

Which Card Is Right for You?

Get the Verizon Visa Card if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: USAA cards · Synchrony cards

USAA Cashback Rewards Plus American Express Card vs Verizon Visa Card

Both cards cost $0/yr. The USAA Cashback Rewards Plus American Express Card is better for gas stations, while the Verizon Visa Card wins on verizon purchases. Here's how they compare.

No image

USAA Cashback Rewards Plus American Express Card

USAA

No image

Verizon Visa Card

Synchrony

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	USAA Cashback Rewards Plus American Express Card	Verizon Visa Card
Gas Stations	5X	4X
Military Base Purchases	5X	1X
Dining	1X	4X
Grocery Stores	2X	4X
Verizon Purchases	1X	4X

Benefits & Features

Network

AMEX

VISA

Key Benefits

None

Pros & Cons

Pros

+5% cash back on gas stations
+5% cash back on military base purchases (commissaries, exchanges)
+2% cash back at grocery stores
+No annual fee
+Competitive rates for USAA members

+No annual fee
+Strong 4% back on Verizon, grocery, gas, and dining
+Solid 2% base rate on all other purchases
+Verizon Dollars automatically apply as bill credit (1:1 value)
+$100 welcome bonus after $500 spend in 2 months

Cons

−Restricted to USAA-eligible military members and families
−American Express network less widely accepted than Visa/Mastercard
−1% foreign transaction fee
Only 1% on non-category purchases

Category-by-Category Winner

The Verizon Visa Card wins in 3 of 5 categories. The USAA Cashback Rewards Plus American Express Card leads in 2.

Gas Stations

USAA Cashback Rewards Plus American Express Card earns 5X vs 4X

Military Base Purchases

USAA Cashback Rewards Plus American Express Card earns 5X vs 1X

Grocery Stores

Verizon Visa Card earns 4X vs 2X

Verizon Purchases

Verizon Visa Card earns 4X vs 1X

Dining

Verizon Visa Card earns 4X vs 1X

Which Card Is Right for You?

Get the Verizon Visa Card if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the USAA Cashback Rewards Plus American Express Card or Verizon Visa Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the USAA Cashback Rewards Plus American Express Card or the Verizon Visa Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

USAA Cashback Rewards Plus American Express Card — Full Review All USAA Cards

Verizon Visa Card — Full Review All Synchrony Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: USAA cards · Synchrony cards