Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?

The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?

The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?

The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The TSC Visa Card is better for tractor supply co, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

No image

TSC Visa Card

Citi

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	TSC Visa Card	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	1X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 13 categories. The TSC Visa Card leads in 4.

Tractor Supply Co

TSC Visa Card earns 5X vs 1X

Gas Stations

TSC Visa Card earns 3X vs 2X

Grocery Stores

TSC Visa Card earns 3X vs 2X

Veterinary Services

TSC Visa Card earns 3X vs 1X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?: The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

TSC Visa Card — Full Review All Citi Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The TSC Visa Card is better for tractor supply co, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

No image

TSC Visa Card

Citi

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	TSC Visa Card	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	1X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 13 categories. The TSC Visa Card leads in 4.

Tractor Supply Co

TSC Visa Card earns 5X vs 1X

Gas Stations

TSC Visa Card earns 3X vs 2X

Grocery Stores

TSC Visa Card earns 3X vs 2X

Veterinary Services

TSC Visa Card earns 3X vs 1X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?: The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

TSC Visa Card — Full Review All Citi Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The TSC Visa Card is better for tractor supply co, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

No image

TSC Visa Card

Citi

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	TSC Visa Card	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X
Electronic Stores	1X	5X
Entertainment	1X	5X
Fitness & Gyms	1X	5X
Home Improvement	1X	5X
Streaming	1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 9 of 13 categories. The TSC Visa Card leads in 4.

Tractor Supply Co

TSC Visa Card earns 5X vs 1X

Gas Stations

TSC Visa Card earns 3X vs 2X

Grocery Stores

TSC Visa Card earns 3X vs 2X

Veterinary Services

TSC Visa Card earns 3X vs 1X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the TSC Visa Card or U.S. Bank Cash+® Visa Signature® Card?: The TSC Visa Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the TSC Visa Card or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

TSC Visa Card — Full Review All Citi Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Citi cards · U.S. Bank cards

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

TSC Visa Card

U.S. Bank Cash+® Visa Signature® Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

TSC Visa Card

U.S. Bank Cash+® Visa Signature® Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

TSC Visa Card vs U.S. Bank Cash+® Visa Signature® Card

TSC Visa Card

U.S. Bank Cash+® Visa Signature® Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

Which Card Is Right for You?

Which Card Is Right for You?

Which Card Is Right for You?