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Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About

Blog
Contact

Product

Documentation

Legal

Terms of Service
Privacy Policy
Cookie Policy
Accessibility

Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card — Full Comparison (2026)

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Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Kohl's Rewards® Visa

Kohl's Rewards® Visa

Capital One

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$0

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

1X

Top Earn Categories

7.5X Kohls

3X Gas Stations

2X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

VISA

Key Benefits

None

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The Kohl's Rewards® Visa has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

Kohl's Rewards® Visa — Full Review All Capital One Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Kohl's Rewards® Visa

Kohl's Rewards® Visa

Capital One

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$0

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

1X

Top Earn Categories

7.5X Kohls

3X Gas Stations

2X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

VISA

Key Benefits

None

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The Kohl's Rewards® Visa has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

Kohl's Rewards® Visa — Full Review All Capital One Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →

Home
/
Compare
/
Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

Kohl's Rewards® Visa vs Wyndham Rewards Earner Plus Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Kohl's Rewards® Visa

Kohl's Rewards® Visa

Capital One

Wyndham Rewards Earner Plus Card

Barclays

Annual Fee

$0

$75

Welcome Bonus

—

45,000 Hotel

Base Earn Rate

—

1X

Top Earn Categories

7.5X Kohls

3X Gas Stations

2X Grocery Stores

6X Wyndham Hotels

6X Gas Stations

4X Dining

4X Grocery Stores

Network

VISA

VISA

Key Benefits

None

None

Pros

—

+Automatic Platinum status for life of card (normally requires 15 nights or 25,000 points)
+6x points at Wyndham hotels - strong earning for brand loyalists
+6x points on gas stations - excellent for road trips
+4x points on dining and groceries - solid everyday earning
+45,000 point welcome bonus worth up to 6 free nights

Cons

—

−Wyndham portfolio is primarily budget/midscale hotels
−Points only valuable within Wyndham ecosystem (limited transfer options)
−No lounge access or premium travel protections
−Only 1x earning on non-bonus purchases
−Platinum status benefits are modest (early check-in, car rental upgrades)

The Bottom Line

The Kohl's Rewards® Visa has a lower annual fee ($0 vs $75), making it the more accessible option.

Explore More

Kohl's Rewards® Visa — Full Review All Capital One Cards

Wyndham Rewards Earner Plus Card — Full Review All Barclays Cards

Browse all comparisons →Browse all card categories →