Citi Strata Credit Card vs Nibbles Pet Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Nibbles Pet Rewards Credit Card

Lead Bank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

3X Pet Shops

3X Veterinary

Network

MASTERCARD

Key Benefits

None

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

—

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

—

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Nibbles Pet Rewards Credit Card — Full Review All Lead Bank Cards

Browse all comparisons →Browse all card categories →

Citi Strata Credit Card vs Nibbles Pet Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Nibbles Pet Rewards Credit Card

Lead Bank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

3X Pet Shops

3X Veterinary

Network

MASTERCARD

Key Benefits

None

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

—

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

—

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Nibbles Pet Rewards Credit Card — Full Review All Lead Bank Cards

Browse all comparisons →Browse all card categories →

Citi Strata Credit Card vs Nibbles Pet Rewards Credit Card

A detailed side-by-side comparison to help you choose the right card for your spending.

Citi Strata Credit Card

Citi

No image

Nibbles Pet Rewards Credit Card

Lead Bank

Annual Fee

Welcome Bonus

30,000 Flex point

—

Base Earn Rate

Top Earn Categories

5X Travel

5X Car Rentals Cititravelcom

5X Hotels Cititravelcom

5X Attractions Cititravelcom

3X Pet Shops

3X Veterinary

Network

MASTERCARD

Key Benefits

None

Pros

+No annual fee
+30,000 point welcome bonus
+5X points on travel booked via Citi Travel
+3X points on groceries, transit, gas, and Self-Select category
+Self-Select category flexibility (change quarterly)

—

Cons

−3% foreign transaction fee
−5X rate requires booking through Citi Travel portal
−Self-Select category can only change quarterly
−Lower transfer value compared to premium ThankYou cards

—

Explore More

Citi Strata Credit Card — Full Review All Citi Cards

Nibbles Pet Rewards Credit Card — Full Review All Lead Bank Cards

Browse all comparisons →Browse all card categories →