Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual fees: Citi / AAdvantage Globe Mastercard $350/yr, Citi / AAdvantage Platinum Select World Elite Mastercard $99/yr. Strongest bonus categories: Citi / AAdvantage Globe Mastercard on gas stations, Citi / AAdvantage Platinum Select World Elite Mastercard on dining.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | Citi / AAdvantage Globe Mastercard | Citi / AAdvantage Platinum Select World Elite Mastercard |
|---|---|---|
| Dining | 2X | 2X |
The Citi / AAdvantage Globe Mastercard wins in 2 of 2 categories. The Citi / AAdvantage Platinum Select World Elite Mastercard leads in 0.
Ridesharing
Citi / AAdvantage Globe Mastercard earns 2X vs 1X
Transit
Citi / AAdvantage Globe Mastercard earns 2X vs 1X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Close — depends on how much of the credits you use
| Scenario | Citi / AAdvantage Globe Mastercard | Citi / AAdvantage Platinum Select World Elite Mastercard | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $195 Credits (our usable estimate): $316 − Annual fee ($350) Ongoing: $161 Year one: $941 | Rewards: $195 Credits (our usable estimate): $155 − Annual fee ($99) Ongoing: $251 Year one: $1,000 | Close — depends on how much of the credits you use |
Close — depends on how much of the credits you use
Published annual fees: Citi / AAdvantage Globe Mastercard $350/yr, Citi / AAdvantage Platinum Select World Elite Mastercard $99/yr — a $251 difference before welcome offers and credits.
| Gas Stations | 2X | 2X |
| Ridesharing | 2X | 1X |
| Transit | 2X | 1X |
| Everything Else | 1X | 1X |
Network
Key Benefits
Pros
Cons
| Close — depends on how much of the credits you use |
| Heavy spender: $4,000/month | Rewards: $780 Credits (our usable estimate): $316 − Annual fee ($350) Ongoing: $746 Year one: $1,526 | Rewards: $780 Credits (our usable estimate): $155 − Annual fee ($99) Ongoing: $836 Year one: $1,585 | Close — depends on how much of the credits you use | Close — depends on how much of the credits you use |
The Citi / AAdvantage Globe Mastercard costs $350/yr — that's $251 more than the Citi / AAdvantage Platinum Select World Elite Mastercard ($99/yr). To justify that gap, you need to extract at least $251 in annual value from the card's higher earn rates and benefits.
The Citi / AAdvantage Globe Mastercard includes travel credits, lounge access, Global Entry/TSA PreCheck credit, free checked bags. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $251 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $251 fee gap means the Citi / AAdvantage Globe Mastercard needs roughly $251 more in annual rewards (or credits you will use) to break even on gas stations and ridesharing and everyday spend.
Choosing one card means missing out on these benefits from the other.
Choosing Citi / AAdvantage Platinum Select World Elite Mastercard means losing:
Get the Citi / AAdvantage Globe Mastercard if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
